Privacy Policy

This privacy policy has been compiled to better serve those who are concerned with how their Personally Identifiable Information (PII) is used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What Personal Information We Collect and Use

You have the right to know what kinds of personal information MOSAIC collects, how we obtain and use that information, and our business purposes for that collection.

Categories of Personal Data

• Purposes of Processing (Collection and Disclosure to Third Parties): Provide our products; authentication and account access; and help, secure and troubleshoot
• Recipients: Service providers and user-directed entities

• Demographic data
  • Sources of personal data: Interactions with users and purchases from data brokers
  • Purposes of Processing (Collection and Disclosure to Third Parties): Provide and personalize our products; product development; help, secure, and troubleshoot; and marketing
  • Recipients: Service providers and user-directed entities
• Interactions
  • Sources of personal data: Interactions with users including data MOSAIC generates through those interactions
  • Purposes of Processing (Collection and Disclosure to Third Parties): Provide and personalize our products; product improvement; product development; marketing; and help, secure and troubleshoot
  • Recipients: Service providers and user-directed entities
• Content
  • Sources of personal data: Interactions with users and organizations that represent users
  • Purposes of Processing (Collection and Disclosure to Third Parties): Provide our products; safety; and help, secure, and troubleshoot
  • Recipients: Service providers and user-directed entities
• Feedback and ratings
  • Sources of personal data: Interactions with users
  • Purposes of Processing (Collection and Disclosure to Third Parties): Provide our products; product improvement; product development; customer support; and help, secure, and troubleshoot
  • Recipients: Service providers and user-directed entities

MOSAIC conforms with the National Institute of Standards and Technology Special Publication 800-171 “Protecting Controlled Unclassified Information in Non-Federal Systems and Organizations”. This includes frequent vulnerability scans performed by a third party.

What Personal Information We Collect and Use

You have the right to know if your personal information is provided to third parties. We may provide personal information to have our Service Providers, as defined by the CCPA, perform services specified by written contract. In addition, we may disclose personal information to third parties for other notified purposes, as permitted by U.S. state data privacy laws.

In the bulleted list below, we outline the categories of data we share for personalized advertising purposes, the recipients of the personal data, and our purposes of processing.

Categories of Personal Data

• Name and contact data
  • Recipients: Third parties that perform online advertising services for MOSAIC
  • Purposes of Processing: To deliver personalized advertising based on your interests
• Demographic data
  • Recipients: Third parties that perform online advertising services for Google
  • Purposes of Processing: To deliver personalized advertising based on your interests
• Subscription and licensing data
  • Recipients: Third parties that perform online advertising services for Google
  • Purposes of Processing: To deliver personalized advertising based on your interests
• Interactions
  • Recipients: Third parties that perform online advertising services for Google
  • Purposes of Processing: To deliver personalized advertising based on your interests

As noted in our Advertising section of our privacy statement, we do not deliver personalized advertising to children whose birthdate in their MOSAIC account identifies them as under 18 years of age. Please also see the Advertising section for more information about our advertising practices.

We Do Not Sell Your Personal Information

You have the right to know whether your personal information is being sold. Your personal information is “sold” when it is provided with a third party for monetary or other valuable consideration for a purpose that is not a “business purpose” as set forth in the CCPA or other U.S. state data privacy laws. Please note a “sale” does not include when we disclose your personal information at your direction, or when otherwise permitted under law.

MOSAIC does not sell your personal information.

Right to Know, Right to Correct, Right to Receive, Right to Delete

You have the right to:

• Know what specific pieces of personal information MOSAIC has collected and retained about you over the previous 12 months.
• Correct inaccurate personal information MOSAIC may have retained.
• Receive a copy of your personal information.
• Delete your personal information.

If you have made a request to MOSAIC to know, correct, receive, or delete your personal information and believe your request was denied by MOSAIC, you can exercise your right to appeal the results of your request by contacting our privacy support team via info@mosaic.buzz. If your appeal is unsuccessful and depending upon the state where you live, you may have the right to raise a concern or lodge a complaint with your state attorney general.

Right to Limit Use of Sensitive Personal Information

Subject to your privacy settings, your consent, and depending on the products you use and your choices, we may collect, process, or disclose certain personal information that qualifies as “sensitive data” under applicable U.S. state data privacy laws. Sensitive data is a subset of personal information.

You have the right to limit the use or disclosure of your sensitive data to the following types of activities, in accordance with applicable U.S. state data privacy laws:

• Perform the services or provide the goods you reasonably expect
• Help ensure the security and integrity of our services, systems, and data, to combat malicious deceptive, fraudulent or illegal acts, and to protect the physical safety of individuals, to the extent the processing is reasonably necessary and proportionate
• For short-term transient use (including non-personalized advertising), so long as the personal data is not disclosed to a third party, is not used for profiling, and is not used to alter an individual’s experience outside the current interaction with MOSAIC
• Perform services on behalf of MOSAIC, such as maintaining accounts, providing customer service, processing, or fulfilling orders/transactions, verifying customer information, processing payments, providing financing, providing analytics, providing storage, and similar services
• Undertake activities to verify or maintain the quality or safety of, or improve, upgrade, or enhance a service or device owned or controlled by MOSAIC.
• Collect or process sensitive data where the collection or processing is not for inferring characteristics about the individual
• Any other activities in accordance with any future regulations that are issued pursuant to U.S. state data privacy laws

We do not use or disclose your sensitive data for purposes other than those listed above, without your consent, or as permitted or required under applicable laws. So, we do not offer an ability to limit the use of sensitive data.

Right to Opt-out of “Sale” or “Sharing”

MOSAIC does not sell your personal information, so we do not offer an opt out. MOSAIC may “share” personal information with third parties for personalized advertising purposes. You may indicate your choice to opt-out of the sharing of your personal data with third parties for personalized advertising on third party sites by visiting our (opt out form)

Even if you turn off “sharing,” you may still see personalized ads based on information other companies and ad networks have collected about you, if you have not opted out of sharing with them.

Do we use cookies?

Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser. If you allow this by accepting it per website or within your browser settings, cookies enable the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, we can use cookies to help us remember and process items in a shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:

• Keep track of advertisements.
• Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since every browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.

If you turn cookies off, some of the features that make your site experience more efficient may not function properly. It won’t affect the user’s experience that make your site experience more efficient and may not function properly.

Third-party disclosure

We do not sell your Personally Identifiable Information to outside parties.

Third-party links

We do not include or offer third-party products or services on our website.

Google

Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. For more information, visit https://support.google.com/adwordspolicy/answer/1316548?hl=en.

We use Google AdSense Advertising on our website

Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.

We have implemented the following:

• Remarketing with Google AdSense
• Google Display Network Impression Reporting
• Demographics and Interests Reporting

We, along with third-party vendors such as Google, use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.

We use AdRoll

• AdRoll may place cookies on your browser for targeted advertising purposes.

Opting out

You can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out browser add-on.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

In compliance with CalOPPA, we have enacted the following:

• Users can visit our site anonymously.
• Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website.
• Our Privacy Policy link includes the word “Privacy” and can easily be found on the page specified above.

You will be notified of any Privacy Policy changes:

• On our Privacy Policy Page

You can change your personal information:

• By emailing us
• By calling us

How does our site handle Do Not Track signals?

We honor Do Not Track signals and we do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third-party behavioral tracking?

It’s also important to note that we allow third-party behavioral tracking.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information. In order to be in line with Fair Information Practices, should a data breach occur, we will notify you via email within 7 business days.

We also agree to the Individual Redress Principle, which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

CAN-SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to stop emails from being sent to them and spells out tough penalties for violations.

We collect your email address in order to:

• Send information, respond to inquiries, and/or other requests or questions

To be in accordance with CAN-SPAM, we agree to the following:

• We will not use false or misleading subjects or email addresses.
• Identify the message as an advertisement in some reasonable way.
• Include the physical address of our business or site headquarters.
• Monitor third-party email marketing services for compliance, if they are used.
• Honor opt-out/unsubscribe requests quickly.
• Allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, follow the instructions at the bottom of any email.

Contacting Us

If you have any questions regarding this privacy policy, you may contact us using the information below.